Some retirees are just two days away from their Social Security payments for July.
The first round of benefits this month is set to go out Wednesday for recipients with a birth date from the 1st to the 10th, according to the Social Security Administration’s 2026 calendar.
“If you don’t receive your payment on the expected date, please allow three additional mailing days before contacting Social Security,” the administration notes.
Each month, funds are disbursed on the second, third and fourth Wednesdays. Those with a birth date in the first ten days are paid in the first round, the 11th to 20th in the second round and 21st to 31st in the third round.
April and July are the only two months on the benefits calendar that pay on the 8th day of the month – all other payments go out on the 9th or later, according to the administration.
Those who receive Supplemental Security Income alongside their Social Security are paid by the third of the month.
The nation’s Social Security system has come under scrutiny this year as a key funding source is projected to run out by 2032.
If that transpires, monthly benefit payments could be cut by up to 22 percent, according to a press release last month from the Social Security Board of Trustees, which oversees the trust funds used to help with benefit payments.
Lawmakers are scrambling for a solution to the impending shortfall. One solutions would remove the existing income cap on Social Security contributions, which would extend Social Security’s livelihood by 75 years, according to Democratic Senator Kirsten Gillibrand.
In the meantime, the Trump administration has focused on the Social Security Administration’s efficiency.
Last year, the Social Security Administration was handling 70 percent more calls than in 2024 and wait times at field offices fell by 23 percent, according to the White House last August.
Causes for the projected shortfall include retirees outnumbering workers, according to the AARP, and fewer immigrants paying into the system as the result of the Trump administration’s immigration crackdown, the nonpartisan research institute Center on Budget and Policy Priorities wrote in a June 2026 analysis.
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