small business access to finance

This call for evidence seeks views, evidence and experiences of applying for and accessing debt finance in the UK for small businesses

The Department for Business and Trade (DBT) is seeking views, evidence and experiences of applying for and accessing debt finance in the UK.

This call for evidence covers all aspects of

• the lending market
• the demand for finance
• the application and approval process
• alternative models of finance
• under-served customers

DBT is seeking views and evidence to help

• assess how far existing policies meet the needs of business and the lending sector in overcoming barriers to finance
• understand where they may be able to go further to create growth through support for small businesses and the lending sector

Share your views

DBT needs the input of market participants to shape the understanding of the evidence on the main barriers to accessing debt finance, and is looking for the experiences of

• small businesses
• bank and non-bank lenders
• industry experts

Your insights will be invaluable in helping DBT to create the right pro-business environment for the UK economy to grow.

Whether you have data, ideas, challenges, opportunities, or priorities to share, this is an opportunity for you to contribute.

Find out more about the call for evidence and how to respond.

First published 24 March 2025