Covertime has announced its launch in the UK to serve the growing appetite for short-term car insurance. With roughly 15% of drivers opting for flexible cover rather than fixed annual contracts, the company aims to make temporary policies faster and easier to access.
The service is designed for a variety of needs: borrowing a friend’s car, arranging emergency cover, or driving a newly purchased vehicle. Covertime’s streamlined platform delivers instant quotes and immediate policy documents either by email or directly in the Covertime app, covering temporary car, van, and learner driver insurance.
Modern motorists expect speed and simplicity, and Covertime delivers on both with a clean digital interface, straightforward payment options, and fast customer support built into the app.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The founders are well-versed in the industry, having helped introduce the short-term insurance category to the UK nearly two decades ago. Their new platform reflects changing customer expectations with digital-first service and a focus on flexibility.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
Find out more at Covertime.com.
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.
