Looking for the best cash ISA rates in 2025? Trading 212 is offering The Independent readers an exclusive 5.25 per cent interest rate for the first three months – one of the highest available. Find out how to secure this tax-free savings opportunity before it’s gone.
“A cash ISA provides a tax-free fixed rate of return on your savings. It can be a great place to hold your short-term savings such as money for emergencies or to put towards holidays as you can usually access it when you need it. Plus, you will earn better interest than leaving it in your current account and don’t have to give any of the returns to the taxman.
“The returns won’t be as high as investing through a stocks and shares ISA but it is still a good way to save if you are cautious about putting too much money at risk,” says Marc Shoffman, The Independent‘s money writer.
If you’re new to investing or saving, he’s put together a comprehensive guide on ISAs and below you can read more about the new Trading 212 offer for our readers.
How to secure a 5.25 per cent interest rate with a Trading 212 Cash ISA
If you’re new to Trading 212, now is the perfect time to get started. By registering through this exclusive link, you can enjoy a 5.25 per cent interest rate on your Cash ISA deposits for the first three months. This incredible rate is guaranteed for 12 months after you claim it, meaning you can enjoy this premium rate while your savings grow, tax-free. At the end of the three-month promotional period, your rate will continue at the core Trading 212 interest rate.
To make it even easier, you can use the promo code “TI” when registering, to manually apply for this offer. Whether you choose to use the link below or the code, securing your 5.25 per cent rate couldn’t be simpler.
Existing Trading 212 user? Get 4.5 per cent on your cash ISA
Existing Trading 212 customers don’t miss out, either. If you already have an account, you’ll continue to enjoy a competitive 4.5 per cent interest rate on your Cash ISA deposits. While this rate is slightly lower than the 5.25 per cent offered to new clients, it’s still one of the most competitive out there.
Trading 212 Cash ISA offer explained – key terms and eligibility
This exclusive offer isn’t available to just anyone. It’s being provided to a small, select group of partners, including us here at The Independent. Once you register and fund your Cash ISA account, the 5.25 per cent rate will remain valid for 12 months. This means, if you sign up on 1 March 2025, and fund your account by 5 March 2025, the promotion will be valid until 5 March 2026. So, while you have a 12-month window to claim the rate, make sure to complete your registration and funding within a reasonable time frame to lock in this offer. You can read the full terms and conditions here.
Why choose Trading 212?
Trading 212 has built a reputation for providing accessible, user-friendly financial products and services that cater to seasoned investors and newcomers. Here’s why their Cash ISA stands out in 2025:
- Market-leading 5.25 per cent interest rate for the first three months – amongst the highest Cash ISA rates in 2025.
- Tax-free savings – grow your money without paying tax on the interest earned.
- Easy sign-up process – use promo code “TI” to activate your exclusive offer.
- Trusted financial platform – known for user-friendly investing and savings.
Don’t miss out on this limited-time offer
This exclusive promotion is only available to a very small group of partners, which means it’s a limited-time opportunity you don’t want to miss. Whether you’re a new client eager to get started or an existing client looking to enjoy better rates, now is the time to act.
Sign up today using the exclusive link or use promo code “TI” to claim your 5.25 per cent interest rate and enjoy the benefits of a Cash ISA that lets your money grow, tax-free. Start your savings journey with Trading 212 today.
