Final reminder deadlines for your tax-year-end contributions

The end of the tax year is fast approaching, which means now is the time to review your financial position and make the most of your tax-free allowances before they reset on 6 April.

To help you plan, here are the key deadlines to be aware of for ISA, JISA, and pension contributions.

ISA & JISA funding deadlines

The funding deadline depends on the payment method used. Make sure to act in time to maximise your allowance before it resets.

Direct Debit

• First or non-recurring Direct Debit – Wednesday 26 March
• Recurring Direct Debit and single payments with an existing mandate – Thursday 27 March

Bank transfer

• Faster payment bank transfer – Saturday 5 April (send before 6pm to avoid any delays)

Pension funding deadlines

If you’re contributing to your Moneyfarm Private Pension, here’s what you need to know

Direct debit

• First payment into the pension – Friday 21 March
• Recurring Direct Debit and single payments with an existing mandate – Friday 28 March

Bank transfer

• We recommend setting up a Direct Debit for your contribution. However, if you’ve missed the Direct Debit deadline, you can call us on 0800 433 4574 from Monday 24 March, and we can assist you in making a bank transfer before the final deadline on Friday 4 April.

If making a bank transfer to your pension, please notify our team as we need to forward it to our pension administrator.

If you’re setting up a new employer contribution, all documentation must be completed and signed off before the tax year ends. You can find the employer contribution form in the ‘Documents’ section of your Moneyfarm account. Once completed, please send it to [email protected].

Important payment & processing details

Payments received after the deadlines cannot be guaranteed to count for the 2024/25 tax year.

Transfers sent on 6 or 7 April will not count towards the 2024/25 tax year.

Ensuring funds are allocated correctly

• Money sitting in your account as available cash will not be considered part of your ISA or pension. To ensure it counts, move it inside your portfolio before 5 April.
• For pensions, contact us on 0800 433 4574 to ensure correct allocation.
• Use the correct payment reference – this ensures your funds are allocated to the right portfolio. The reference is provided during the transfer process and emailed to you.

Act now to avoid last-minute delays

To avoid disappointment, we recommend making contributions as early as possible, ideally before the 6pm deadline on 5 April. Transfers must be made from a registered and verified bank account to ensure they are received successfully.